Is It Worth It to Invest in Gold?


Life is like a wheel. Sometimes you are up; the other times you are down. It is not always sunny days, as dark days sometimes take over.

Take for example your job. It can happen that you will lose it, either because you did not perform well or the company is having an economic difficulty that they have to retrench or declare bankruptcy.

Therefore, you have to be smart and think about your future. Think about saving money while you still can, so that you will survive any crisis that will come and will remain financially stable and worry free.

The question is: Are you going to invest in stocks, save your salary in a bank, or invest in gold?

Continue reading “Is It Worth It to Invest in Gold?”


March is a Travel Month

March is my favorite month not only because it is my birth month but also because a lot of special moments in my life mostly happened in March. Some of the memorable moments are grade school graduation, high school graduation, and college graduation. Also my first ever job right after college started in March 2006 and it was two days after graduation.

I was in Prague in March 2014; in Luxembourg, Metz, Nancy, Straßbourg, Basel, Zurich, and Heidelberg in March 2015; in Milan and Lake Como in 2016; and will be in _______ and _______ this year.

I cannot tell you yet where because I have a different belief. I want to be there first before I can share so that it will really happen.

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Peace Be With You!

I just bought a Canon camera and I am testing the quality. What do you think?

I am going to travel again, not to escape life from a small city in Germany but to see what’s outside Germany, especially the southern part where the weather is a bit better, a lot more sunny, and tourist spots are in every corner.

So far I am amazed with Canon’s quality. I have a Nikon and I am happy with it, but I decided to have a Canon as well to compare and so that my better half can have his own instead of using only one.

Understanding Your German Payslip


If you live and work in Germany and have difficulty understanding your payslip, I may be able to help you. Let’s see.

The German payroll is determined by federal labor laws and collective or company agreements. It is based on a monthly salary, and the allowances and bonuses are determined by collective or company agreements.

Here are the information you can find on your payslip:

1. Personal information

You can find it in the top right-hand corner of the payslip. It consists of the following:

Continue reading “Understanding Your German Payslip”

Hello Visitors of My Blog!

I am das kleine Genie (the little genius). I was born in March in the middle of a war zone. I’d like to think there is a parallel world, that there is another me in there, and that I’d like to meet her (this is all because of Fringe). LOL

Sometimes I think what life would be if I was born with a silver spoon in my mouth. Maybe I spent my college days in Harvard or Cambridge. Maybe I am a hacker, a professional photographer, or a psychiatrist. Or I can be a drug addict spending my days in rehab or I can be a brat and mean.

I used to have a 20-20 vision. Now I have to use eyeglasses to see everything clearly.

I’m an emotional person. I cry when I get hurt, and I get angry when someone or something annoys me. However, I am a patient person. I don’t make verbal or physical fights. I stay cool even my chest wanna burst out from anger.

I get excited when I see a beautiful view or landmark I never dreamed I can see in person or when I learn something new.

My biggest fear is getting bad news about my family or my husband because they are the most important people in my life.

I live in the middle of Europe, and I like it so much because it is easy for me to visit the other neighboring countries.

I like shopping shoes and bags. It is probably because I could not afford to buy them when I was younger. I also like taking pictures. I currently have around 54,000 photos. Not all are taken by me though, but I collect them. Some are selfies; pictures on my wedding; pictures of my families, friends, and relatives; pictures of random things and people; and of course travel pictures. I like to travel. I like to be a tourist to another place. If only I have a lot of money, I will travel around the world and see all the things that God created and all the things that are man-made.

I have few friends. Few real ones are enough, but I am willing to find new ones. I believe it does not matter how long we know each other. What matters is how we value the friendship.

My husband is not only a partner in life but also a best friend, a soulmate, a playmate, a travel buddy, and sometimes an enemy. The best decision we’ve got so far is living in Europe, because it is easy for us to travel to other famous cities like Paris, Amsterdam, Barcelona, Madrid, etc. and the economy here is better.

I love watching movies and TV series; actually I signed up with Netflix though I am a bit disappointed with how less movies and TV series they offer. My favorite TV series are Fringe, Psych, White Collar, Bates Motel, Grand Hotel, and Breaking Bad, and I am beginning to love Devious Maids. My favorite movies are Avatar and The Notebook. I don’t have a favorite song, but I like to listen to love songs.

I like Taylor Swift. Though she has a lot of bashers because she cannot stick to one man, but I believe she’s just looking for the ONE. I like her because she is very smart and spontaneous. Besides she is a great song writer and can earn millions out of writing songs. Not all at her age can do it.

Lastly, I don’t trust people so easily. I observe the people around me. I associate with those who, I find, have good hearts. I distance myself to those who gossip. I think they cannot be trusted.

Anyway, thank you very much for reading. I hope you will keep coming back. 😉